Thursday, May 12, 2016
Wednesday, May 11, 2016
On this 11th day of May, in 1751, the very first hospital opened in Pennsylvania. This got me thinking of how much healthcare has changed over the years. Sure, I could go into talking about Obamacare and how it has become costly. Because it has become an expense that has pushed Medicare premiums upward. Also, there are more part-time jobs held than prior to Obamacare and the Great Recession. According to CNN Money, there are 6.6 million part-time workers currently, while there were 4.4 million part time workers before the Great Recession and Obamacare was implemented into the system. Healthcare needs fixing and HSAs (health savings accounts) can help consumers take ownership of their healthcare. It's a way to pay for medical procedures and exams.
The following lists some of the benefits of having HSAs based on the Mayo Clinic website http://www.mayoclinic.org/healthy-lifestyle/consumer-health/in-depth/health-savings-accounts/art-20044058:
- Personally deciding how much money to set aside for health care costs.
- Control of how your HSA money is spent. Freely able to shop around for care based on quality and price.
- Your employer may distribute funds to your HSA, but you own the account and the money is yours even if you switch jobs.
- Any unused money at the end of the year rolls over or stays in your account in the following year.
- NO taxes are paid on money going into your HSA.
The disadvantages are as follows:
- Illness can be unforeseen, making it difficult to precisely budget for health care costs.
- Information about the cost and quality of medical care can be tedious to research.
- Some find it tough to set aside money to put into their HSAs. People who are older and more ill may not be able to save as much as the younger crowd
- Pressure to save the money in your HSA might persuade you to not seek health care when needed.
- If you take money out of your HSA for non-medical expenses, you'll have taxes to pay on it.
Monday, May 2, 2016
Life is like a grand piano with high notes and low notes. My mood goes up and then down to the beat of the day's drum. Some things happen or events are accentuated sharply like the sharp note. I find myself in trouble with my trebles. The trebles represent the beats or events that occur and cause troubling situations. Each treble presents itself as a troubleshooting situation. I approach it with high hopes and feelings in resolving the issue. There are moments when I am full of despair and times when I have ended the trouble or shall I say treble on a high note.
Wednesday, April 27, 2016
Monday, April 25, 2016
Monday, December 7, 2015
"Approaching the other race, with a kind smile on the face..."
English: Fist bump.
|Date||23 December 2007 (original upload date)|
|Source||Transferred from Kelly|
using CommonsHelper. to Commons by
|Author||Themanfrom4g at English Wikipedia|